American Entrepreneur Relocates to India, Reduces Monthly Expenses to Under ₹1 Lakh

Goa, March 21, 2025 — Elliot Rosenberg, a U.S. citizen and financial consultant, has significantly reduced his living expenses by relocating to India. After leaving the United States 12 years ago due to rising inflation and the high cost of living, Rosenberg has spent the past nine years in India, where he now resides in Goa.

Cost-Effective Lifestyle in India

Rosenberg's monthly expenses in Goa amount to approximately ₹83,000, broken down as follows:​

• Rent: ₹54,400 for a fully furnished two-bedroom apartment near a river, including access to a shared pool and gym.​

• Groceries: ₹21,600.​

• Domestic Help: ₹6,900 for a helper who assists six times a week with cleaning, meal preparation, and laundry.​

• Personal Training: ₹860 per session.​

This cost-effective lifestyle contrasts sharply with his expenses in the United States, where similar amenities would be substantially more expensive. ​

Professional and Personal Fulfillment

In India, Rosenberg continues his financial consulting career, primarily serving U.S.-based clients who pay him in dollars. This income structure allows him to leverage the favorable exchange rate, enhancing his purchasing power in India. Beyond professional pursuits, Rosenberg has embraced local culture by learning Hindi, forming close bonds with his wife's family, and establishing two businesses. He expresses contentment with his decision, stating that he is "fully adjusted and happy here." ​

A Growing Trend Among Entrepreneurs

Rosenberg's move reflects a broader trend of entrepreneurs seeking more affordable and fulfilling lifestyles abroad. For instance, Nithin Hassan, originally from India, left a high-paying job at Meta in the United States to return to Bengaluru. There, he launched a startup focused on enhancing urban greenery, aligning his work with personal passions and addressing local environmental concerns. ​

Similarly, Indian entrepreneur Aniruddha Anjana returned to India after over a decade in the U.S., driven by a desire to care for his aging parents and find greater purpose in his work-life balance. ​These narratives highlight a shift among professionals who prioritize personal fulfillment, family connections, and financial sustainability over the traditional allure of high-paying positions in countries with elevated living costs.